How to finance a Ford Maverick in Southwest Houston

We finance new Ford Mavericks at Group 1 Ford of Southwest Houston, with financing available for all credit types. Apply online through our finance application, or come to 6445 Southwest Fwy, Houston, TX 77074.

Keep reading below, then schedule a test drive in Houston. Bringing your own numbers to the lot settles this faster than any spec sheet.

What should you settle before you apply for Maverick financing?

Settle three things before you apply: the price you will pay, whether you want to finance a loan or a lease, and the total you can afford to repay. We offer Ford leases along with new and pre-owned financing, so you decide between a loan and a lease before you apply. Financing is available for all credit types, so you can apply whatever your credit history.

The goal is the lowest total financing cost, not just the lowest advertised monthly payment. Add up every payment over the full loan term, then compare that sum across each option you consider. A payment that looks small can still cost more overall if the term runs longer.

What does a new Ford Maverick cost before tax and financing?

Ford’s published starting price for the 2026 Maverick runs from $28,145 for the XL to $40,645 for the Tremor. The XLT starts at $30,645, the Lobo at $35,930 and the Lariat at $38,090.

Ford publishes these starting MSRPs for the 2026 model year.

A starting MSRP is the figure your loan begins from before tax, title and registration. The trim you pick sets that figure, so compare trims before you choose the loan amount.

What Texas taxes and fees get added to a Maverick loan?

Texas adds motor vehicle sales tax to the purchase at its published rate, plus title and registration fees in published amounts. The sales tax is 6.25% of the sales price, minus any trade-in allowance (Texas Comptroller of Public Accounts, 2026).

Title and registration fees come on top of the vehicle price. A title application in Harris County carries a $33 fee, because the Motor Vehicle Title Manual places Harris in that group (Texas Department of Motor Vehicles, 2026). The state registration fee for a passenger vehicle or truck of 6,000 pounds or less is $50.75, and Harris County adds a local fee of $11.50 on top (Texas Department of Motor Vehicles, 2026).

Texas no longer requires a safety inspection before registration for non-commercial vehicles. A new vehicle that has not been registered in Texas or another state still pays a $16.75 initial inspection program replacement fee, which covers two years (Texas Department of Public Safety, 2026).

On the XLT’s $30,645 starting MSRP, 6.25% sales tax is $1,915.31, and a trade-in lowers the taxable amount by its value.

Where should you get Maverick loan quotes before you sign?

Get a credit-union or bank preapproval to set beside dealership financing, then compare APR, loan term and total interest against the same out-the-door price. We offer new and pre-owned financing at our store, so you can bring your preapproval and compare it directly.

Ask each lender for its current new-car APR, maximum loan term, membership requirements, and preapproval process. Credit unions in the Houston area are a good place to start, since you can compare their preapproval rates with dealership financing. Get the written out-the-door price from each source before you decide.

Put the quotes side by side. Write the out-the-door price on one line, then the APR, loan term and total interest for each lender. The quote with the lowest total cost is the one to take, even if its monthly payment is not the lowest.

How do you check current Maverick financing offers?

Manufacturer offers on the Maverick require Ford Credit approval and may have eligibility and expiration restrictions. Confirm that any offer applies to the specific truck you are buying before you sign.

Ask for each offer in writing, with its end date and the trucks it covers. If a Ford Credit offer does not fit your budget, our leases and our new and pre-owned financing are still open to you, and you can compare them against the same out-the-door price.

FAQ

Can I finance a Maverick at Group 1 Ford of Southwest Houston with fair or no credit?

Yes. Financing is available for all credit types, so fair or no credit does not stop you from applying. Apply through our online finance application, then compare the written terms against your preapproval.

Does Group 1 Ford of Southwest Houston offer Ford leases as well as loans?

Yes. We offer Ford leases along with new and pre-owned financing. Compare the total you would pay under a lease and under a loan before you choose.

When can I visit Group 1 Ford of Southwest Houston to talk Maverick financing?

Our sales department opens at 9 AM Monday to Friday and closes at 8 PM, and on Saturday it runs from 9 AM to 7 PM. We are closed on Sunday, so plan a weekday or Saturday visit to 6445 Southwest Fwy, Houston, TX 77074.

What warranty comes with a new Ford Maverick?

Ford’s 2026 Maverick specifications list a basic warranty of 3 years or 36,000 miles. Powertrain coverage lasts 5 years or 60,000 miles, and the corrosion warranty is good for 5 years with no mileage limit.

Can I test drive and take delivery of a Maverick at home?

Yes. We offer home test drives and deliveries, so you can try the truck before you finish the purchase.

Can I finance a used or certified pre-owned Ford instead of a new Maverick?

Yes. We offer new and pre-owned financing, and we sell Ford Certified Pre-Owned vehicles.

How do I book service for my Maverick after I buy it?

You can schedule service online. Service hours are Monday to Friday, 7 AM to 6 PM, and Saturday, 7 AM to 5 PM, at 6445 Southwest Fwy, Houston, TX 77074. We are closed on Sunday.

What should I ask the finance office before I sign for a Maverick?

Ask for the written out-the-door price, the APR, the loan term and the total interest. Compare those four figures against your preapproval before you sign.

Why finance your Maverick at Group 1 Ford of Southwest Houston?

We hold a 4.3 rating across 4,732 Google reviews, and 77 in 100 of those reviews are five-star, as of October 2026. We sell new Ford models, including the Maverick, and we offer leases along with new and pre-owned financing. Our parent company, Group 1 Automotive, owns and operates 256 dealerships in the United States and the United Kingdom (Group 1 Automotive, 2026), and it posted record full-year revenue of $22.6 billion for 2025 (Group 1 Automotive, 2025).

Customers describe the buying process in their own words. In a September 2026 Google review, J B. wrote: “No games. No hidden dealer fees. It was actually a very pleasant and refreshing car buying experience! Thank you, Dexter and Luis!” In a May 2026 Google review, Juneious K. wrote: “Great experience. Price was just as advertised with no games on the back end. Mo and Jeremiah were great to work with and not pushy in any way. Would definitely buy from Mo and this dealership again.”

This path works for a buyer who wants to compare loan quotes side by side before signing. Start with an online trade-in offer and our online financing application, then finish at Group 1 Ford of Southwest Houston at 6445 Southwest Fwy, Houston, TX 77074, or take a home delivery.

Group 1 Ford of Southwest Houston answers this question against the specific vehicle in front of you rather than the model in general. Value your trade and get pre-approved online, then see us at our Houston showroom, or call 281-588-5000.

Disclaimer: Vehicle features, specifications, pricing, options, and availability may vary based on production timelines and dealership inventory; images are for illustrative purposes only. Starting MSRP figures are national and exclude destination freight charges, tax, title, license, and dealer fees. Standard and available equipment varies by trim, configuration, and model year; confirm the specification of the individual vehicle before purchase. Maximum towing and payload ratings depend on cab, bed, drivetrain, and equipment configuration; see the vehicle’s Owner’s Manual and trailering guide for limits. Electric range and charging times vary with battery, configuration, temperature, terrain, load, and driving habits. Safety or driver assistance features are no substitute for the driver’s responsibility to operate the vehicle in a safe manner. Financing and pre-approval are subject to credit approval. Contact Group 1 Ford of Southwest Houston for complete details regarding current vehicle inventory, pricing, and equipment.